You deserve to get out of debt faster… without putting your life on hold.
The Debt Freedom System turns your existing (monthly minimum) payments into a simple, personalized payoff plan… using a beginner-friendly spreadsheet you can set up in minutes.
(Reg. price $215)
Sale Price: $27 (87% off)
Instant download. One time charge.
No recurring fees.
Join 47,000+ women taking control of their finances and overcoming debt.
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If debt payoff feels harder than it should, there’s a reason.
You’re making the payments.
You’re trying to be responsible.
And yet… progress still feels slow, confusing, or inconsistent.
That’s not a willpower problem.
It’s what happens when your payments don’t have a clear structure working together.
Once your payments are organized strategically, everything changes (without needing to pay more than the monthly minimums).
(Reg. price $215)
Sale Price: $27
(87% off)
Instant download. One time charge.
No recurring fees.
Imagine sitting on the couch and you see the "low balance" notification from your bank.
Instead of watching (well, paying attention to) the newest Law & Order episode, you're already doing the math in your head.
(The credit cards are carrying more than they should.)
A car repair here. Shoes for growing kids there. An unexpected expense that wipes out what little cushion you had.
You’re trying to be responsible... but it feels like you’re always one step behind.
At night, your mind won’t slow down:
What if something else breaks?
What if income changes?
What if this never actually gets better?
You want to say yes to family memories… sports sign-ups… date nights that keep your marriage strong.
But every decision feels heavy when money has no margin.
Then you enter your numbers into the Debt Freedom System.
What once felt overwhelming suddenly becomes clear.
A specific Debt Freedom Date with a payoff timeline you can actually see.
A plan that works with the money you already have.
What you thought would take a decade… now looks like just a few years, without adding a single extra dollar to the payments each month. (FOR REAL!!)
And for the first time, you realize something important:
You don’t have to put your life on hold to get out of debt.
You can live your life and make real progress at the same time.
All because of the Debt Freedom System.
(Reg. price $215)
SALE PRICE: $27
That's 87% off.
The Old Methods Leave You Stuck
You’ve done what the experts recommend:
Snowball. Avalanche. Balance transfers. Budget tweaks.
And yet, it still feels like you’re working hard with very little to show for it.
You log in every month, shuffle payments, track due dates… and somehow the numbers barely move.
That’s not because you failed.
Most debt strategies were built for ideal situations... where you've got extra money to throw at the problem (or selling everything you own!).
That’s not real life. (At least not real life with kids... who grow two shoe sizes in ONE summer!)
Real life includes living on one income, unexpected expenses, kids who play sports, and months that don’t go according to plan (with nails in tires).
So you end up exhausted… questioning yourself… wondering why “doing everything right” still isn’t working.
The truth is simple:
Those methods weren’t designed for the life you’re actually living.
They rely on willpower and sacrifice instead of structure, and without structure, progress stays slowwww (and fragile).
This is where the Debt Freedom System is different
... built on the proprietary Fixed-Payment Formula that works for your real life, not against it.
Instead of chasing extra dollars you don’t have, this system restructures the payments you’re already making so your balances shrink twice as fast, without needing extra from your monthly budget.
Here’s how it gives you back control:
Using just 4 numbers, you enter the monthly payment, interest rate, balance, and limit into one fill-in-the-blank spreadsheet.
Instantly, you get your Debt Freedom Date. Usually years (!!) earlier than you thought.
Lock in your fixed payment and the formula distributes those exact (minimum payments) dollars across all your debts, creating the fastest payoff path and maximizing principal pay-down.
So you get out of debt 70% faster (without paying more each month).
Watch balances fall, automatically. Once your payments are aligned, your balances start dropping, creating momentum that compounds into real progress.
You simply let the Fixed-Payment Formula do the heavy lifting while you live your life... saving up for big birthday celebrations, date nights, or that long-overdue getaway.
(Reg. price $215)
SALE PRICE: $27
That's 87% off.
Don't just take my word for it. The Debt Freedom System has been trusted by more than 47,000 families like yours:
Paying Off Debt Does NOT Have To Be Stressful & Restrictive.
What if there was a simple way to figure out what debt bill to pay first so that you'd get them ALL paid off quicker so you can finally start living and go on vacation more often?
I have developed a system that takes away...
The need to manually calculate all your debt, or wondering which debt to pay off first, plus the struggle to get your bills paid each month (and try to make extra payments!). It's TOO MUCH!
This literally and truly teaches you how to pay off ALL your debt (including your mortgage) in WAY less time, without having to sell anything.
(Reg. price $215)
SALE PRICE: $27
That's 87% off.
One time payment.
No recurring fees.
Made by a Busy Mom for Busy Moms Like You!
I’m Kati, an accountant-turned-Debt Freedom Coach who knows exactly what it’s like to juggle bills, kids, and surprise expenses... all on one income.
I built the Debt Freedom System to cut through the noise and give you a clear, step-by-step path to real progress.
I’m obsessed with simplicity and efficiency. Since 2010 I’ve helped families save thousands by breaking down complex money strategies into fill-in-the-blank steps that anyone can follow.
I shared those techniques on two Fox TV segments every Sunday for six years, and my methods have been featured in The Huffington Post, Yahoo Finance, The Washington Post, Clarke Howard, and top TV and radio shows.
Teaching is my passion. I’ve led over 600 live workshops (one with more than 1,200 attendees) guiding busy women through the exact same formula I used to pay off $60,000 of debt in just three years, paying no more monthly (we homeschooled our four kids so we lived on one income).
If you can find the time to click a button, you can reclaim control of your finances without giving up the life you love.
You deserve to have a successful financial life with less stress and an actual lifestyle that includes living.
Never again question how to stay out of debt in the future.
THIS IS WHAT'S INCLUDED IN THIS LIFE-CHANGING SYSTEM...
My EXACT formula to calculate the fastest way to pay off debt (done for you automatically using just 4 numbers) so that you'll know exactly when you're gonna be out of debt.
An easy way to create a pay off plan you can live with so that you can go on vacation even when you're paying off debt.
A plan that allows you to never feel deprived or desperate for income so that you'll be able to have fun with your kids, without using a credit card and not knowing how to pay for it later.
A way to incentivize your debt payment plan so that you actually have more breathing room each month.
Editable electronic spreadsheet accessible from your phone, tablet, or computer so you can see what's impact an extra payment will make on your debt this month (or after you get that tax refund).
This is the most comprehensive, yet simple, debt payoff system.
(Reg. price $215)
SALE PRICE: $27
That's 87% off.
Frequently Asked Questions
Why is this so cheap? Is this a scam?
I know this program sounds too good to be true. And to be totally transparent with you: I hope that it IS too good to be true. I want it to be an INSANE value to you so that after you dig in, gain some traction, feel the hope of your situation, and see that you can LIVE while you're paying off debt so that you'll come back and buy some of my other products that'll help you with other areas of your finances. 🙌 Ultimately, I have priced this the cheapest amount possible to pay for more ads to reach the most people so that everyone can conquer debt in less time than they thought was possible.
Is everything in a PDF format? Do I need to have Excel in order to use this program? How exactly does it work?
You really only need to watch the quick walkthrough video and then jump right in. But there is also a more thorough PDF ebook/guide with the explanation of my system. You will need a (free) gmail email address to be able to copy the spreadsheet file so you can add it to your own "Google Drive" (which is also free). In other words, you will not need to buy any other computer programs to access (and use) this system. And the file takes up such little space you won't get charged to store it via Google (so there are no recurring charges).
If I buy the program today will I get any future updates?
Yep! And believe it or not... you'll get future updates forever! Products always improve with time and that means the price goes up. When you buy it now, you get it for a steal AND you'll get the newest version of the product later: Happy Dance Time!
Is this a one time fee or are there any additional recurring fees?
I know that this program sounds so good that it can't possibly only cost $27 one time... But it IS true. There are no recurring charges and you will only be charged $27 once. I truly hope you have so much success that you are filled with HOPE so that you'll explore my other programs and give me a chance to help you with other areas of your finances too.
When do I get access to the files?
You will be able to download the file immediately after you checkout. If you do not get an email within 10 minutes, please email Kati@TrueMoneySaver.com and we'll see what happened and make sure you get access right away. (Please check your spam folder, that thing gobbles up all the good stuff!)
What if I decide this isn't for me?
No one has time to mess around with something that doesn't do what it says it will. So we have a 30‑day ‘get traction’ guarantee. If your Debt Freedom Date isn't sooner than you expected, email us for a full refund. I believe in this product so much that I have faith you won't need the guarantee, but it's here if you're not happy with your purchase.
One time payment.
No recurring fees.
